Brad Garlinghouse has finally dropped the bombshell XRP holders have been waiting for. The Ripple CEO recently expressed “high confidence” that multiple XRP ETFs will hit the market in the second half of 2025. Not just wishful thinking—there are already 10 applications pending SEC review. Franklin Templeton, one of the big boys in asset management, is among those lining up. Pretty significant.
The XRP floodgates are finally opening as Garlinghouse confidently predicts multiple ETFs by late 2025—with heavy hitters already lining up.
The markets reacted predictably. XRP surged 14% to $2.57 after the latest developments in Ripple’s SEC saga. Polymarket odds for a 2025 XRP ETF approval shot up to 86%. Guess the smart money believes it’s happening. The price is already rebounding above $2.42, a solid 28% recovery from recent lows. That $3 mark is the next target. XRP’s current market cap fluctuations reflect the real-time impact of these regulatory developments on investor sentiment.
The regulatory picture has shifted dramatically. The SEC has apparently wrapped up its legal dispute with Ripple. New leadership at the agency has led to policy shifts, with charges against several crypto entities being dismissed. Relations between the current administration and Ripple seem to be warming up. Many experts believe BlackRock is taking a measured approach by waiting until after the SEC lawsuit is completely resolved before filing for an XRP ETF. The SEC’s decision to withdraw its appeal represents a decisive legal victory for Ripple and the broader crypto landscape.
Funny how things change when the political winds shift.
Here’s where it gets interesting. The U.S. government is reportedly planning to accumulate seized cryptocurrencies, including XRP, into a strategic reserve. Sort of like they do with oil. An executive order has been signed for full accounting of digital asset holdings. They’re even auditing all the crypto they’ve seized over the years. Curious timing, no?
JPMorgan estimates a cool $8 billion could flow into XRP funds in the first year alone. Northstake is predicting $800 million in just the first week of trading. If Bitcoin’s ETF experience is any indicator, XRP could see prices hit $10 short-term, with $20 possible in a bullish cycle.
Institutional investors want in. And now they might finally get their chance. The crypto game is changing. Fast.
